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A payday loan is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans Feb 24, 2017 BCAP has carried out a review of the content of television advertisements for high-cost short-term credit (HCSTC) to assess whether irresponsible lending behaviour is being promoted. The review has assessed whether our content rules and the guidance remain fit for purpose. After careful consideration
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